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02 Sep 26

Know Before You Borrow

If you own a small business and need money, particularly if a bank has already turned you down, commercials that promise fast approval and quick access to money can be pretty appealing. But before you say yes, slow down and make sure you understand exactly what you are agreeing to.
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04 Aug 26

The Founding Story

The Founding Story When the Birmingham Business Resource Center officially opened its doors on November 25, 1996, it did not appear as a polished institution with a large budget, a gleaming headquarters, or a deep staff bench. It began the way many entrepreneurial ventures begin — with limited resources, enormous…
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18 Jun 25

The Top 10 Hidden Realities of Starting a Business

Starting a business is often glamorized. From social media entrepreneurs showcasing success stories to motivational content encouraging you to “be your boss,” it’s easy to get swept up in the excitement of entrepreneurship. But behind the glossy highlight reels are the unspoken truths that can make or break a business—and…
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22 May 25

The Widening Racial Wealth Gap

Recent data confirms a troubling truth: the racial wealth gap in the United States is not only persistent—it is widening. For Black small business owners, this growing disparity poses both challenges and opportunities that must be addressed with urgency and strategic action. The Numbers Behind the Gap According to the…
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21 Feb 25

Carrying Forward the Dream: How Dr. A.G. Gaston’s Legacy Inspires Bob Dickerson and the BBRC This Black History Month

Every February, communities across the United States celebrate Black History Month—a time to reflect on the achievements, struggles, and enduring spirit of Black Americans. When we honor history’s greatest trailblazers, our attention often goes to icons of civil rights and social justice. Yet, there is another essential dimension to Black…
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13 Feb 25

Credit Repair vs. Credit Building: What’s Best for Your Business?

For many entrepreneurs, credit is the foundation of financial success. Whether you’re launching a startup or expanding an existing business, your credit profile affects your ability to secure loans, attract investors, and negotiate better terms with suppliers. However, there’s often confusion between credit repair and credit building—two distinct strategies that…
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07 Feb 25

Empowering Black Entrepreneurship: How Bob Dickerson and the Birmingham Business Resource Center Are Making History

In the tapestry of Black history, the narratives we celebrate most often revolve around the champions who propelled progress despite adversity—from civil rights leaders and groundbreaking educators to trailblazing entrepreneurs who reimagined what Black economic empowerment could look like. In Birmingham, Alabama, one such champion is Bob Dickerson, whose work…
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Beware Predatory Business Loans: How BBRC Can Help

I’ve seen several ads from companies that promote small business loans. Most seem to target businesses who can’t or who don’t believe that can get bank financing. Lets be clear, banks are conservative and there are many, deserving entrepreneurs who are in the market for financing but, aren’t deemed “bank…
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15 Sep 23

Access to Capital through FinTech

Access to capital is like the heartbeat of small businesses, driving growth and innovation. But here’s where things get interesting: fintech companies have swooped in, like modern-day superheroes, with solutions tailor-made for business owners like you. Picture this: a world where funding isn’t a complex puzzle, but a path paved…
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