Serving Birmingham's Small Businesses for 27 Years
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Month: January 2025

Redefining Capital: Beyond Traditional Business Loans

A common misconception persists in small business funding: when we say “capital,” we’re often really talking about debt. For most small businesses, including those served by the SBA, BBRC, and other lenders, what’s offered isn’t true capital—it’s debt, designed to facilitate specific activities but not to fuel transformative growth. Here’s…
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The Three-Legged Stool: Capacity, Capital, and Customers

Capacity capital and customers. You’ll see these referred to on our websites, social media and on other material developed and distributed by the Birmingham Business Resource Center. I began using that combination of words as I conceptualized the center as a one stop for small business financing and related technical…
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