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BBRC Staff


A major service the Birmingham Business Resource Center offers is helping small businesses secure SBA 504 loans and other types of business financing. The BBRC provides this service thanks to the unique working relationship it has with the Birmingham-based companies of Foundation Capital and Capital Solutions. Both firms are staffed with highly-qualified lending officers with years of experience in dealing with SBA 504 loans. Those who come to the BBRC for an SBA loan will likely work with lending officers from Foundation Capital and Capital Solutions.

Connie J. Lowe

Connie is responsible for all loan servicing activities for the BBRC and Foundation Capital. She keeps the BBRC office running smoothly by skillfully handling a variety of responsibilities.

Connie worked at Bell South for 30 years before joining the BBRC in 1999. In 2001, the BBRC awarded Connie the Director’s Award for her outstanding achievement and work for the BBRC.

When not at work, Connie volunteers with the Susan G. Komen Breast Cancer Foundation, travels and listens to jazz.

She may be reached at 205-250-6380, ext. 6606.


Nicole Reed and Jan Roberts

Nicole Reed and business partner Jan Roberts own Capital Solutions. The company is independently contracted with Foundation Capital, a Birmingham agency that provides SBA 504 loans to small businesses. One of the services Capital Solutions provides is SBA 504 loan packaging, which includes assembling the loan application and submitting it to the Foundation Capital board for consideration. Both Nicole and Jan have extensive experience in SBA lending.

Nicole has more than 20 years experience in SBA loan marketing, orgination, processing, closing and servicing. She was vice president of commercial lending with Compass Bank in Birmingham, where she spent seven years in commercial lending. She has a Bachelor of Science degree in economics from Mary Baldwin College .

Jan was also with Compass Bank as vice president of commercial lending, spending 10 years in commercial lending. She has a Bachelor of Science degree in health care management from the University of Alabama, and a Master of Business Administration degree from the University of Alabama .

Jan and Nicole are involved in various community and civic organizations. They may be reached at 205-969-0133